RISK MANAGEMENT

InforSense provides a full suite of risk management solutions for financial services institutions, encompassing credit risk, market risk, and operational risk management solutions. The platform allows users to integrate existing risk management and data management solutions into a common view of risk across an organization. Powerful visualization capabilities, including next generation interactive reporting and dashboards, provide cross-enterprise risk visibility to senior management, chief risk officers, and regulatory authorities.

Credit Risk

Credit risk management can be applied to a variety of activities, including application approval, limit setting, credit alerting, capital adequacy, and risk-based pricing. In addition, the International Basel II regulation requires each bank using the advanced ratings based method to develop a strong internal competence around credit modeling. The InforSense Credit Risk solution enables financial service institutions to support an Internal Ratings Based (IRB) approach to credit risk scoring, and the associated capital requirements of the Basel II Framework. Benefits include:

• Integration of data from different operational resources to collect all of the required data that underpins the credit risk scoring
• Quality control procedures to ensure the validity of the data for further processing
• Construction and validation of risk models
• Scoring processes to calculate the IRB metrics
  • Probability of Default (PD)
  • Exposure at Default (EAD)
  • Loss Given Default (LGD)
  • Expected Losses (EL)
• Reporting of Risk-Weighted Assets at multiple levels of a financial organization to provide scorecards and dashboards to Senior Management and operational risk controllers

Market Risk

An integrated portfolio view of assets is required to determine the optimum risk balance, predict market trends, and recommend portfolio strategies. InforSense allows financial institutions to effectively integrate fundamental, technical and textual "sentiment" analysis into a common picture. InforSense also provides the ability to add customized analytics and new models to maximize return while minimizing risk.

The InforSense Asset Management solution allows organizations to rapidly and accurately perform research and analysis on text and transcripts and enables asset managers to: 

• Understand the differences among companies within the same industry
• Understand the trajectory of companies
• Identify new connections between a specific company and other related companies, locations, people, and events 

Operational Risk

The challenge facing financial institutions in operational risk is that it covers too broad a spectrum – everything from internal fraud and employee errors to money laundering and technology risks. The InforSense Operational Risk Management solution provides one common platform to address these disparate challenges.

With InforSense, financial institutions can:

• Rapidly create and test operational risk scenarios and risk reporting applications with advanced visualization
• Share data and manage processes and applications across company boundaries and department silos
• Integrate both internal and external data sources, including spreadsheets and breaking news to execute sophisticated risk modeling